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Who is Flexiti

Flexiti is a Canadian fintech company that offers flexible payment solutions via the FlexitiCard®. The approval process is quick, plans are flexible, and customers can use their FlexitiCard anywhere within the Flexiti Network™.

Why Finance

With the FlexitiCard, turn large purchases into smaller, more affordable payments. Pick a plan that best suits your budget and take advantage of no interest financing*.

How it Works

Select Flexiti as your payment method during checkout, complete the simple application, and get approved for financing all in minutes*. You can then break up your purchase in equal monthly payments with no interest.*

Flexible financing plans available.

Pick a plan that best suits your budget. Choose between equal monthly payments, or simply use it like a regular credit card.*

Apply now and use your FlexitiCard in-store or online anytime.

Think of your FlexitiCard as a credit card with the added benefit of financing. Plus, you won't need to apply every time you want to use it here, or anywhere in the Flexiti Network.

In a rush? No problem!

With our simple application process you can get approved in minutes*! Just select Flexiti at checkout.

How do I apply for Flexiti?

During checkout, select Flexiti as your payment method. You’ll be prompted to apply for Flexiti.

How do I pay with Flexiti?

During checkout, select Flexiti as your payment method. You’ll be prompted to apply for Flexiti or enter your existing Flexiti account number. From there, select your financing plan and complete your purchase.

Can I make multiple purchases through Flexiti?

Yes! Upon account approval, you will have instant access to your FlexitiCard, which you can use again and again to make purchases within your approved credit limit.

How do I manage my account?

Visit to register your account online. You’ll be able to see your statements, balance and transactions, when your payments are due, and sign up for e-statements and more.

How do I make payments?

Online banking: Sign in to your online banking account and add Flexiti (Flexiti Financial) as a bill payee using your 16-digit account number.

By mail: Mail a cheque for your payment to Flexiti Financial Account Services, P.O. Box 340, Orangeville, ON, L9W 2Z7. Include your account number in the cheque’s memo field to avoid delays.

How do I reach customer support?

Reach fast, friendly, and reliable customer service when you need it by calling 1-877-259-3745, or by emailing

*O.A.C. Subject to terms of your Flexiti cardholder agreement. For equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance, taxes, and fees, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. Promos and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard, Flexiti Network, and Flexiti design are trademarks of Flexiti Financial Inc.